Published by Hoardsy. Hoardsy is not ranked on this page. This is our comparison, with a declared method and dated links so you can challenge it. The comparison is a snapshot, not a live price feed. Last checked 17 October 2026.
A cash competition should make the amount, the chance and the payment process clear before you enter. This ranking focuses on those questions. It separates money offered as the prize from restricted credit and from a possible cash choice attached to a car or another item.
How this ranking is scored
Stated cash-payment timing and published chance information each receive 25 points. A physical-item delivery deadline or a house-only cash-choice deadline does not qualify for cash-draw timing points. Treatment of low sales receives 20; documented selection and free entry information receive 15 each. A published timeframe earns disclosure points, not a claim that we have tested the speed of a payment or verified a completed payout.
- Cash payment timeframe, 25 points. Full points for a verified cash-payment timeframe with a stated upper number of days, applying generally or to this format. Physical delivery and house-prize cash choices earn zero here. This measures disclosure, not observed speed.
- Published chance information, 25 points. Full points for a numerical chance for a defined sampled outcome; half for a ticket cap and random selection; zero where neither is verified. Any-prize chances include small prizes and credit. This measures disclosure, not which site offers the greatest winning chance.
- Treatment of low sales, 20 points. Full points only for an express commitment to award the prize or complete the draw regardless of sales. Zero for a shortfall clause or an unverified promise; the evidence distinguishes those cases.
- Documented result selection, 15 points. Full points for a locked entry record, subsequent independently public randomness and a reproducible check; half for a named random method or independent judging; zero if unverified. Half points do not imply unfair selection.
- Free entry information, 15 points. Full points for a published postal route and explicit equal-chance treatment; half for a verified route without equal-chance wording established; zero for an unverified route. Postal processing and visual prominence have not been audited.
Each contribution is shown beside its source in the table. Missing evidence earns zero for that test; it does not establish that a service is poor, unlawful or unavailable. Partial points follow the rule above. Scores are rounded to one decimal place, then added; equal totals are ordered alphabetically without implying a quality difference. A review profile’s age is not proof of trading duration or completed prize payments. These are editorial evidence scores, not consumer ratings, probabilities or a regulator’s approval.
Cash sites ranked on payment and prize disclosure
The table includes operators with cash competitions recorded in the checked dataset. An operator’s inclusion does not mean every prize on its website is paid as cash. Read the source and the specific competition page for the offer you are considering.
| Rank and operator | Score | Scored evidence and sources |
|---|---|---|
| 1. 7days Performance The checked catalogue or rules cover vehicle, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 60/100 |
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| 2. Dream Car Giveaways The checked catalogue or rules cover vehicle, property, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 55/100 |
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| 3. Elite Competitions The checked catalogue or rules cover vehicle, property, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 55/100 |
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| 4. Rev Comps The checked catalogue or rules cover vehicle, cash, technology competitions. Availability varies. Source, checked 17 October 2026. | 55/100 |
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| 5. Click Competitions The checked catalogue or rules cover vehicle, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 47.5/100 |
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| 6. Lucky Day Competitions The checked catalogue or rules cover vehicle, property, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 47.5/100 |
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| 7. McKinney Competitions The checked catalogue or rules cover vehicle, property, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 27.5/100 |
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| 8. Aspire Competitions The checked catalogue or rules cover vehicle, cash, instant-win, technology competitions. Availability varies. Source, checked 17 October 2026. | 22.5/100 |
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| 9. BOTB The checked catalogue or rules cover vehicle, property, cash, instant-win competitions. Availability varies. Source, checked 17 October 2026. | 22.5/100 |
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| 10. Omaze UK The checked catalogue or rules cover property, vehicle, cash competitions. Availability varies. Source, checked 17 October 2026. | 15/100 |
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| 11. Raffle House The checked catalogue or rules cover property, cash competitions. Availability varies. Source, checked 17 October 2026. | 15/100 |
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Where Hoardsy stands on the same checks
We run Hoardsy, so it isn’t ranked or scored above. Here’s how it does on every check, with the source for each.
- Cash payment timeframe: Published delivery and withdrawal target: 1–5 business days. This is a prelaunch policy, not measured payment performance. source (17 October 2026)
- Published chance information: Competition pages publish ticket caps and the chance per ticket for each listed prize. A chance of any prize includes prizes below the entry cost and site credit. source (17 October 2026)
- Treatment of low sales: The published prize stands regardless of sales; there is no minimum-sales threshold. source (17 October 2026)
- Documented result selection: The entry record locks before a later public drand value selects the end-draw winner. Published evidence lets a reader repeat the check. source (17 October 2026)
- Free entry information: Free postal entry on every competition, with the same chance as a paid ticket. Postage costs money. source (17 October 2026)
See Hoardsy’s competitions with every prize and chance shown before you enter.
Cash, credit and a cash choice are different offers
Start by identifying exactly what the advertised amount represents. A cash prize is money payable under the prize rules. Site credit is a balance with its own restrictions and may only fund further entries. A cash choice is an alternative attached to another prize, with its own amount or formula. Mixing all three into one total can make a comparison look simpler while changing its meaning.
Look for the payment method, any restrictions and the point at which a winner can request payment. If the page says a balance is available immediately, establish whether that balance is withdrawable cash or restricted credit. The table’s evidence comes from the linked rules; it does not treat an attractive account balance display as proof that money can be received immediately.
Read the payment clock from the correct starting point
A timing statement needs both a duration and a starting event. “Within five working days” means little without knowing whether the clock begins at the draw, the winner’s response, completion of identity checks or approval of a payment request. Also check what happens if details are incomplete and how the operator communicates with winners.
The score rewards a stated timeframe because it gives a reader something concrete to inspect. It does not reward a shorter figure more highly without comparable evidence about scope and conditions. Hoardsy’s published payment rules are shown separately while its record remains new. Publication of a policy and performance against that policy are different forms of evidence.
Compare the chance of the amount you actually want
A draw for one cash prize can be compared using its final valid-entry count when every entry is equally likely. A competition with many immediate awards needs the complete prize schedule and allocation rules. A high count of small wins does not establish a high chance of the largest amount, and an award below the entry price does not leave you ahead on that entry.
Choose the outcome you are comparing before reading a percentage. You might care about receiving any cash, receiving more than the ticket price or receiving a particular larger sum. Those events can have very different probabilities. If a site only publishes the chance of any award, do not relabel it as the chance of receiving more money than you spent.
Ask whether the advertised cash amount can change
The strongest comparison uses the cash amount stated in the individual competition and the rules governing it. Read what happens when entries sell slowly, when the event closes and whether the source contains a replacement-prize clause. A percentage of ticket receipts is a different proposition from a fixed sum announced before entry.
Where the terms are conditional, keep that condition beside the amount in your notes. Do not compare a fixed amount from one promotion with an optimistic estimate of another promotion’s possible award. A countdown or sales meter is useful context only when the written rules explain its relationship to the promised prize.
Keep a record of the winning entry and the claim
Before entering, save the prize description and rules. If an entry wins, retain the entry reference, result record and the instructions for claiming. Use the operator’s published contact route and follow the documented identity process. A public winner photograph and your own payment record are different things; neither should be substituted for information the terms require.
If a payment is delayed, compare the elapsed time with the precise policy and starting event. Use the operator’s complaint procedure and keep correspondence. The useful question is whether a documented commitment has been met in your case. A broad label such as “fast paying” cannot answer that without comparable observations and dates.
Cash draws versus instant games
A scheduled cash draw gives a result after its closing process. An instant format reveals the entry result earlier, but any cash payment still follows its own rules. Some instant competitions also include a later draw; read that prize and chance separately. The format you prefer does not remove the need to compare amount, probability and price.
Hoardsy’s instant win games and Plinko page explain its planned cash-prize formats and published tables. If you prefer a later draw, use the cash hub to inspect the applicable competition rules, and read the free postal entry instructions alongside the paid route.
Frequently asked questions
Which cash competition site pays fastest?
This review has not run comparable payment tests across operators. The table scores whether a stated timeframe is available, with a source and date. Read the starting event, identity requirements and scope before comparing timing claims.
Are instant cash results paid immediately?
An immediate result does not necessarily mean an immediate bank payment. Identity checks, claim steps and processing can apply. Read the payment rules for that particular award.
Is site credit the same as a cash prize?
No. Credit can have limits on withdrawal, use or expiry. Keep credit separate from money payable to you when reading prize tables and comparing the value of awards.
Is a car’s cash alternative a cash competition?
It can be relevant if you want cash, but only after checking that the winner can choose it and confirming the amount or formula. Do not assume the car’s advertised value equals the cash available.
Does a payment policy prove that an operator has paid winners?
No. A published policy describes a commitment. Evidence of completed payments is separate.
Choose the next comparison
See the wider best competition sites in the UK ranking for the full operator set and overall method. See cash competitions and cash prize draws for Hoardsy’s individual prize pages and current published entry information. For the game formats, compare instant win games and their published prize tables, or read how Plinko reveals a result through a ball and pegs. Read free postal entry before choosing an entry route. Hoardsy is 18+ and for residents of England, Scotland and Wales; check other operators’ own eligibility rules. Set a spending limit before entering and treat the ticket price as money you may lose in full.
Last checked 17 October 2026.
Hoardsy
See the competitions
Choose a draw or an instant game. Every prize and its chance is on the page before you enter.
18+, Great Britain only. Free postal entry on every competition.
